If you are mandated or choose to opt in for increased contribution rates, a portion of your earnings will go towards your CPF account, with the platform’s contributions added on top of it. This means that while your take home earnings may be reduced, your overall earnings are increased given the platform contribution. Deliveroo will deduct your contributions from earnings, and submit them to the CPF board along with any Deliveroo contributions based on the rates specified by CPF Board.

If you choose to not opt in, a portion of your earnings will continue to go into your Medisave account. Deliveroo will deduct medisave contributions from your earnings, and submit them to the CPF board on your behalf based on the rates specified by CPF Board.